We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA loans, backed by the ...

Do you have a VA loan and want to lower your monthly mortgage payments? A VA Streamline Refinancing or Interest Rate Reduction Refinance Loan (IRRRL) could be viable. It comes with several benefits, ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you'll need to meet ...

VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs, available to eligible veterans, active-duty service members and surviving spouses. VA loans can be used to purchase or ...

The VA Interest Rate Reduction Refinance Loan (IRRRL) is a refinancing option for veterans with existing VA-backed home loans. Refinancing a home mortgage can be a complex and lengthy process unless ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620.

When it comes to mortgages, having multiple options can put you in a better borrowing position. If you can qualify for both a VA and conventional loan, you may not know which mortgage provides the ...

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...