There are two types of credit inquiries that you may encounter as you enter the credit marketplace. Soft inquiries (also known as soft pulls) occur when a lender pre-qualifies you or requests a ...

Pay for delete is an alternative option to paying past due debts by which a debt collector removes a collections account from your credit report in exchange for payment of that account. Typically, ...

Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear. Some credit repair tactics can potentially get collection accounts taken ...