Mention credit card fees, and it can trigger a flight response in many financially conscious consumers. For years, I was one of them—before pausing long enough to do the math to figure out that my $0 ...

What a business ultimately pays is determined by how its payment environment is structured, how transactions are processed and how agreements are negotiated.

Grocers pay a lower rate than other businesses and they tend to have more recurring customers, making them less likely to implement credit card surcharges. The convenience of swiping your credit card ...