Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

If you’re evaluating your long-term financial health, it might be worth considering the reasons to refinance your home. Homeowners, having a lower interest rate and a more affordable monthly payment ...

Mortgage Research Center. Rates averaged 5.22% for a 15-year financed mortgage and 5.92% for a 20-year financed mortgage ...

Refinancing can be useful for homeowners but changing interest rates could impact the market. Unless you have a fixed mortgage loan, you can count on your interest rate changing throughout the years.

Many homeowners think refinancing is the process of lowering a monthly mortgage payment or securing a better interest rate. But in today’s housing and financial landscape, refinancing has taken on a ...

The rate on a 30-year fixed refinance slipped to 6.2% today, according to the Mortgage Research Center. Rates averaged 5.26% ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Refinancing a mortgage with bad credit sounds like a headache, right? But the truth is, there are more options out there than you’d expect, even if your credit score makes lenders wince. Here’s a look ...